Student Loan Forgiveness

Student Loan Forgiveness

If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.

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Income Based Payments

If you are suffering from a financial hardship, you may be eligible for an Income Based Payment. In this repayment program, you would have a payment based on your income and family size. The payment could be as low as $0.00 per month…

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Loan Consolidation Prep

Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that’s affordable to you. By consolidating…

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Debt Resolution and Validation

When it comes to debt resolution and debt validation services, rely on Freedom Loan Resolution. We can help lessen the amount you allegedly owe and with debt validation, you may be able to avoid your alleged debt all together.

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With the help of Freedom Loan Resolution and our expert debt validation counselors, you too can experience debt relief through the legal process of debt validation. Let us work with you to force the debt collectors to prove you legally owe the debt they are trying to collect on and that the amount is valid. If not, you can get the relief you need.

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FreedomLRS is a private company, and is NOT AFFILIATED WITH THE DEPARTMENT OF EDUCATION or any other academic or governmental entity.

You can apply for loan consolidation, without paid assistance.

FreedomLRS helps you to prepare and process the application for student loan consolidation and repayment programs offered by the DOE.

FreedomLRS is not a loan servicer, and does not provide debt relief services, including renegotiating, settling, or in any way altering the terms of payment or debt.

If you are an existing FLRS client and need assistance please contact student support:
1 (888) 780-6225

When can my federal student loans beforgiven, canceled, or discharged?

You must repay your loans even if you don’t complete your education, can’t find a job related to your program of study, or are unhappy with the education you paid for with your loan. You also can’t claim that you have no responsibility for repaying your loan because you were a minor (under the age of 18) when you signed your promissory note or received the loan. However, certain circumstances might lead to your loans being forgiven, canceled, or discharged.

The list below is a quick view of the types of forgiveness, cancellation, and discharge available for the different types of federal student loans.

Public Service Loan Forgiveness
Teacher Loan Forgiveness
Perkins Loan Cancellation (includes Teacher Cancellation)
Total and Permanent Disability Discharge
Death Discharge
Bankruptcy Discharge (in rare cases)
Closed School Discharge
False Certification of Student Eligibility or Unauthorized Signature/Unauthorized Payment Discharge

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Don't Just Take Our Word For It

Listen to what happy graduates have to say about us.

Shiree R.

They were patient, kind and explained thing very well. It was really helpful and I feel better. I feel like I can breathe a sigh of relief knowing that if my financial status changes, I will be covered.

Devon S.

This place was amazing and really friendly. Consolidated my student loans and got me back in school. They understood my hard ship and got me qualified in 30 minutes. Galo was amazing and very helpfull

Erica L.

I had the best experience with FLRS. He was very patient and informative. He was also sensitive when speaking with my about my concerns. He is one of the best customer service professionals I’ve ever spoken to–just as impressive as the money that I saved by calling! Thank you!

Tommy J.

Flrs was awesome. I had about 20k in student debt that I was looking to settle. Overall, we were able to get it done just south of 40% of total debt amount. Eric was great, we ended up getting the job done at the end of the day and that’s what matters.


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Take the first step and speak with a Loan consolidation expert.

Review and Prepare

Our experts collect all the info needed to start the process of preparing your loan consolidation documents.


Your professionally prepared documents are now ready to be submitted and you are on your way to a simpler repayment solution.

1 (888) 780-6225

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1 (888) 780-6225

Debt Resolution Disclaimer

Freedom Loan Resolution makes no promises or guarantees that we can lessen or eliminate any debt, alleged or not that you may owe. The averages that we state are based on prior results. These results will vary depending on your unique enrolled creditors and tailored program terms. Fees for debt reduction are specific to the individual enrolled. The term of the program will be determined during your free consultation. Not every member is able to successfully complete the program for a wide range of reasons. We do not guarantee results or that your debts will be resolved for a specific percentage or within a specific time frame. We do not assume your debts, provide tax advice, bankruptcy advice or accounting advice. Our service is not available in all states. If you are unsure if we service your state, please inquire with our member success team. The fees that we charge may vary depending the state in which you reside. Please contact your accountant to discuss the tax implications that you may experience after debt settlements programs. Please be sure to read and understand all enrollment information prior to enrolling into our program. Debt reduction will likely adversely affect your credit score, may result in you being sued by creditors and/or collection agencies. In addition, your balances may increase while in the debt reduction program due to fees and interest accruals. Once a resolution is successfully executed by us on your behalf, the debt is satisfied.